DSCR Loans
DSCR Loans offer investment property financing based on the property’s cash flow rather than personal income, making them ideal for real estate investors.
DSCR Loans
A DSCR loan is designed to help real estate investors finance rental properties by using the property's income potential as the primary qualification factor.
A DSCR (Debt Service Coverage Ratio) loan is ideal for real estate investors and property owners who need financing based on the income generated by their property, rather than personal income. This type of loan offers the advantage of focusing on the property’s cash flow to qualify, which can simplify the approval process for those with multiple investment properties or varying income streams.
At East Mortgage, we are here to help you get approved, providing our clients with top-
level service and expertise.
Program Highlights
Income-Based Qualification
Focuses on the property’s income to determine loan
eligibility, rather than the borrower’s personal income or credit score.
Ideal for Real Estate Investors
Perfect for investors who own multiple properties or have irregular personal income, as it leverages rental income to qualify.
Simplified Approval Process
Streamlines the application process by using property cash flow, which can make it easier to secure financing.
Higher Loan Amounts
Potential to qualify for larger loan amounts based on the property’s income-generating potential, which can support larger investments.
Flexibility with Property Types
Can be used for various types of income-producing properties, including residential and commercial real estate.
With East Mortgage, enjoy top-tier service and smart solutions that save you money.
Essential Guide to DSCR Loans
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